Investment Real Estate Financing Made Simple.
Knowledge. Experience. Service. Results.
We are a New Jersey based Commercial Mortgage brokerage company that has been providing financing for Real Estate Investors and Small Business Owners for over 35 years. We arrange financing for all types of commercial properties, specializing in smaller to mid-size loans, primarily in the New Jersey and surrounding tri-state areas.
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Market Knowledge
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Experienced Professionals
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Personalized Service
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Proven Results
We specialize in loan program customization.
In today's rapidly changing and complex financial environment, it is often difficult for borrowers to be constantly aware of the financing that best suits their needs. By maintaining a reliable working relationship with a full range of lenders nationwide and with a thorough understanding of commercial loan programs available in the market today, we have the ability to provide our borrower with a wide range of financing opportunities to help them achieve long term goals.
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Designed to keep your starting mortgage payments affordable (typically for the first 5 years).
These mortgages offer the advantage of a very attractive fixed rate maximizing cash flow. This is the most popular program in commercial real estate lending today.
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With a long term fixed rate mortgage your interest rate, principal and interest payments will remain constant during the entire life of your mortgage resulting in predictable costs.
You will never need to be concerned with the uncertainty of a rate change.
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This program offers financing to borrowers in a special situation who do not wish to provide tax returns or pay stubs to check income.
We accept income as stated and only confirm employment. Typically this program is limited to specific commercial properties.
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For Owner Occupied: If you will be purchasing real estate to operate your primary business we can arrange to finance closing costs & working capital, too!
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If you have had some credit issues in the past and your credit score just isn't where it should be, we have a program for you!
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You pay no principle on the loan amount, interest only. Minimizes your monthly payments and maximizes cash flow
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We can provide land acquisition, construction and permanent financing for those building from the ground up. Very competitive rates + sensible closing costs
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Quick, easy and minimal documentation is required. For when you don't mind paying a higher rate to meet a specific need or to avoid missing out on a time sensitive opportunity
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If you are only buying the business and not the real estate, we are still interested! (Providing the business has a good operating history)
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If your business is looking to expand to keep up with your industry, we have lots of options for you to explore
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Is your company in need of working capital? We know how to access multiple resources to help your business succeed
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The Borrower is not personally liable for this loan type. If the borrower defaults, the lender/issuer can seize the collateral, but the lender's recovery is limited to the collateral
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We offer specific programs where the prepayment penalty can be minimized and in some cases eliminated. You will not be subject to the uncertainty of a costly penalty when you sell or refinance
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In some cases we can permit the seller to hold a second mortgage, therefore allowing you to reduce your initial down payment. This is usually limited to borrowers who are purchasing real estate where they will operate their primary business
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The longer the amortization, the lower your monthly payment. This is ideal for properties where you are looking for maximum cash flow and paying down the principle balance is not an immediate concern.
Are you an investor or small business owner?
If you are interested in learning more about our variety of loan programs please contact us. We look forward to hearing from you. Let us show you the way to successful commercial real estate financing.